Which Medicare Part covers hospital services?

• A. Medicare Advantage
• B. Prescription Drug Coverage
• C. Hospital Insurance
• D. Supplemental Medical Insurance (SMI)

Answer: (C)

Hospital services are covered by Medicare Part A, the Hospital Insurance. This part is designed to help pay for inpatient hospital stays, including room and board, nursing care, and the medically necessary services you receive during a hospital admission. It also covers related inpatient needs such as certain skilled nursing facility care after a qualifying stay, hospice, and some home health services. Other options correspond to different parts: Part C (Medicare Advantage) is private plans that bundle benefits; Part D covers prescription drugs; Part B (Supplemental Medical Insurance) covers outpatient medical services and doctor visits. The inpatient hospital care focus is what makes Hospital Insurance the correct choice.